Investment Review & Commentary 2020 Q1

The following presents a brief description of our Investment Review 2020 Q1 developed in-house by our firm. CLICK HERE to read the full report. Please CONTACT US directly to request a copy of our current Investment Outlook & Strategy Updates.   

Investment Review 2020 Q1 ~ Highlights

Benchmark Performance on Page 1 provides index data for the past time periods QTR, YTD, 1-YR, 5-YRS, and 10-YRS annualized. Sources include Barclays, Morning Star, US Treasury, DJIA, S&P 500, Crude Oil – U.S. Nymex, Gold, U.S. Dollar WSJ Index, and U.S. PCE.

Market Recap on Page 2 covers the jolt the economy took in mid-January when the deadly Coronavirus outbreak in China became public; the mid-February U.S stock market peak just before news of the virus spreading into other countries, and the market corrections on the news and the Federal Reserve actions to stabilize it. Also covered was the $2.3 trillion government stimulus package announcement in mid-March, a market rally and finish to the 1st quarter down nearly 20%.

Market Outlook on pages 3 to 5 the repercussions of a worldwide pandemic on the U.S. and the global economy are covered in great detail, noting that views are dynamic and will evolve as the crises play out.  A realistic barometer, for 10-year stock market returns, reviewed is Robert Shiller’s cyclically adjusted P/E ratio based on a trailing 10-year average. Also covered are the impact of the Fed’s Quantitative Easing and the outlook for Gold and the U.S. Dollar.

Portfolio Update on Page 6, covers Asset Class Model and Fixed Income updates, Portfolio Positioning, and more

To read the comprehensive investment report CLICK HERE.

STANDARD DISCLAIMER 

Disclosure: The Quarterly Investment Review of Parr Financial Solutions, Inc. (PFSI) expresses the views of the firm as of the date indicated.  Our views are subject to change without notice. Past performance is not an indication of future results. This commentary is being made available for educational purposes only.  The information should not be construed as an offering of advisory services or an offer to buy any securities. Certain information concerning economic trends and performance is based on information provided by independent third-party sources.  Parr Financial Solutions, Inc. believes these sources to be reliable, but cannot guarantee the accuracy of this information, or the assumptions on which the information is based. This publication may not be copied, reproduced, republished, or posted in whole or in part without prior written consent.

Investment Review & Commentary 2019 Q4

The following presents a brief description of our Investment Review 2019 Q4 developed in-house by our firm. CLICK HERE to read the full report. Please CONTACT US directly to request a copy of our current Investment Outlook & Strategy Updates.   

Investment Review 2019 Q4 ~ Highlights

Benchmark Performance on Page 1 provides index data for the past time periods QTR, YTD, 1-YR, 5-YRS, and 10-YRS annualized.  Sources include Barclays, Morning Star, US Treasury, Dow Jones, and S&P 500.

Market Recap on Page 2 covers several topics including a U.S. economy that finished the year with its strongest performance since 2013, up over 31%; resilient consumer spending that kept the economy chugging, bonds and gold that ended the year up and the top-performing sectors for the year, all growth sectors, that were communications, technology, and financial. Find investment review and commentary on these and other topics in the Market Recap.

Market Outlook on Pages 3 and 4 paints a healthy U.S. economy with expansion expected to continue in 2020, resilient consumers on better financial footing than they have been in years, a U.S. China trade war that has Europe bottoming out, modest outlook for returns on stocks, and a Fed that doesn’t expect to raise interest rates in 2020.

Investment Strategy & Portfolio Update on Page 5, provides strategy and updates on PSFI Asset Class Model, Portfolio Positioning, and Fixed Income Strategy.

PSFI News on Page 6 includes 2020 Highlights of Selected Tax Items, key changes in the retirement system enacted by Congress in a major overhaul and more.

To read the comprehensive investment report CLICK HERE.

STANDARD DISCLAIMER 

Disclosure: The Quarterly Investment Review of Parr Financial Solutions, Inc. (PFSI) expresses the views of the firm as of the date indicated.  Our views are subject to change without notice. Past performance is not an indication of future results. This commentary is being made available for educational purposes only.  The information should not be construed as an offering of advisory services or an offer to buy any securities. Certain information concerning economic trends and performance is based on information provided by independent third-party sources.  Parr Financial Solutions, Inc. believes these sources to be reliable, but cannot guarantee the accuracy of this information, or the assumptions on which the information is based. This publication may not be copied, reproduced, republished, or posted in whole or in part without prior written consent.

 

Investment Review & Commentary 2019 Q3

The following presents a brief description of our Investment Review & Commentary 2019 Q3 developed in-house by our firm. CLICK HERE to read the full report. Please CONTACT US directly to request a copy of our current Investment Outlook & Strategy Updates.   

Investment Review & Commentary 2019 Q3 ~ Highlights

Benchmark Performance on Page 1 provides index data for the past time periods QTR, YTD, 1-YR, 5-YRS, and 10-YRS annualized.  Sources: Black Rock, Morning Star and Wall Street Journal.

Market Recap on Page 2 covers several topics including Market Trends that were upbeat at the start of the quarter, then dipped with ongoing China trade bickering, only to recover when optimism returned. Long-term bonds rallied sharply, and assets — gold, bonds — handily beat stocks in the quarter.  Find investment review and commentary on these and other topics including Sector performance in the Market Recap.

Market Outlook on Pages 3 and 4 provides a comprehensive review of a U.S. economy that continued to expand yet some aspects like Manufacturing deserved monitoring. Internationally the IMF lowered its forecast, stock market valuations were high, but no bubble and the feds funds rate was cut twice.  Inflation, that remains tepid, and other factors are covered in Market Outlook.

Investment Strategy & Portfolio Update  Page 5, provides strategy and updates on PSFI Asset Class Model and the outlook for stocks and fixed-income investments.

PSFI News on Page 6 covers how tax reform has impacted IRA Qualified Charitable Distributions (QCD’s), tips for secure mobile banking and more.

To read the comprehensive investment report CLICK HERE.

STANDARD DISCLAIMER 

Disclosure: The Quarterly Investment Review of Parr Financial Solutions, Inc. (PFSI) expresses the views of the firm as of the date indicated.  Our views are subject to change without notice. Past performance is not an indication of future results. This commentary is being made available for educational purposes only.  The information should not be construed as an offering of advisory services or an offer to buy any securities. Certain information concerning economic trends and performance is based on information provided by independent third-party sources.  Parr Financial Solutions, Inc. believes these sources to be reliable, but cannot guarantee the accuracy of this information, or the assumptions on which the information is based. This publication may not be copied, reproduced, republished, or posted in whole or in part without prior written consent.

Investment Review & Commentary 2019 Q2

The following presents a brief description of our Investment Review & Commentary 2019 Q2 developed in-house by our firm. CLICK HERE to read the full report. Please CONTACT US directly to request a copy of our current Investment Outlook & Strategy Updates.   

Investment Review & Commentary 2019 Q2 ~ Highlights

Benchmark Performance on Page 1 provides index data for the past time periods QTR, YTD, 1-YR, 5-YRS, and 10-YRS annualized.  Sources: Black Rock, Morning Star and Wall Street Journal.

Market Recap on Page 2 reviews Market Trends that continue upward ascent in April then dive in May when sentiment deteriorates, but upticks in June amidst positive economic developments. Also covered is review and commentary on Sector performance.

Market Outlook on Pages 3 and 4 provides a comprehensive review of U.S. Economy Downshifts, Corporate Earnings Outlook, A Market that’s Not Cheap, a Trade War that Clogs Global Economy; China, Europe, and Inflation updates, and lastly, Fed Considers a Rate Cut.

Investment Strategy & Portfolio Update  Page 5, provides strategy and updates on PSFI Asset Class Model, Key Assumptions, Portfolio Positioning, the Challenges presented by Global Disruptions and Fixed Income Strategy.

In PSFI News on Page 6 provides Retirement Bits and Pieces on Fraud and Password Security, a Legislative Update and more.

To read the comprehensive investment report CLICK HERE.

Standard Disclaimer 

Disclosure: The Quarterly Investment Review of Parr Financial Solutions, Inc. (PFSI) expresses the views of the firm as of the date indicated.  Our views are subject to change without notice. Past performance is not an indication of future results. This commentary is being made available for educational purposes only.  The information should not be construed as an offering of advisory services or an offer to buy any securities. Certain information concerning economic trends and performance is based on information provided by independent third-party sources.  Parr Financial Solutions, Inc. believes these sources to be reliable, but cannot guarantee the accuracy of this information, or the assumptions on which the information is based. This publication may not be copied, reproduced, republished, or posted in whole or in part without prior written consent.

Investment Review & Commentary 2019 Q1

The following presents a brief description of our Investment Review & Commentary 2019 Q1 developed in-house by our firm. CLICK HERE to read the full report. Please CONTACT US directly to request a copy of our current Investment Outlook & Strategy Updates.   

Investment Review & Commentary 2019 Q1 ~ Highlights

Benchmark Performance index data for the past time periods QTR, YTD, 1-YR, 5-YRS, and 10-YRS can be found on page one.

Market Recap review and commentary on page two discuss three factors behind the global market rebound from its nosedive in 2018 Q4 and the best performing sectors.  Learn how the market notched its best first-quarter performance in over 30 years.

Market Outlook on pages 3-4 includes review and commentary on the continued slowing of the US Economy with one major economic index noting that the pace of growth could decelerate by the end of the year.  The further commentary discusses the state of growth for the world’s leading developing countries, inflation, oil prices, emerging markets, and interest rates.

Investment Strategy & Portfolio Update In this section pages 4-5, are updates on Asset Class Model, Stock Valuation & Strategy and Fixed Income Strategy as well as a Long-term Perspective.

In PSFI News on page six are Retirement Bits and Pieces with checklists on “Ready to Retire (or Not)” and “Top Financial Concerns for New Retirees.”

To read the comprehensive investment report CLICK HERE.

Standard Disclaimer 

Disclosure: The Quarterly Investment Review of Parr Financial Solutions, Inc. (PFSI) expresses the views of the firm as of the date indicated.  Our views are subject to change without notice. Past performance is not an indication of future results. This commentary is being made available for educational purposes only.  The information should not be construed as an offering of advisory services or an offer to buy any securities. Certain information concerning economic trends and performance is based on information provided by independent third-party sources.  Parr Financial Solutions, Inc. believes these sources to be reliable, but cannot guarantee the accuracy of this information, or the assumptions on which the information is based. This publication may not be copied, reproduced, republished, or posted in whole or in part without prior written consent.

Investment Review & Commentary 2018 Q4

The following presents a brief description of our Investment Review & Commentary 2018 Q4 developed in-house by our firm. CLICK HERE to read the full report. Please CONTACT US directly to request a copy of our current Investment Outlook & Strategy Updates.   

Investment Review & Commentary 2018 Q4 ~ Highlights

Benchmark Performance index data for the past time periods QTR, YTD, 1-YR, 5-YRS, and 10-YRS can be found on page one. 

Market Recap on page two provides review and commentary on the factors behind the global market downturn for the quarter, the one sector providing a positive return, and other noteworthy commentaries on the Fed’s continued rate increases and oil prices tanking.  

Market Outlook on pages 3-4 includes review and commentary on the Global Economy slowing, US Expansion cooling off, the Trade Tug O’war continuing, the direction of corporate earning slowing and an outlook on the  US Dollar as well as an Inflation update, plus some thoughts from Janet Yellen.

Investment Strategy & Portfolio Update In this section pages 4-5, you’ll get an update on the PSFI Asset Class Model, Stock Valuation, Cresmont’s view of P/E ratio and recent Portfolio Changes, including Small-cap, Trade, and Tariff-related Positioning, and Strategic Year-end Tax-loss Selling as well as Fixed Income Strategy.  

In PSFI News on page six are Highlights of Selected Tax Items for 2019, Charitable Giving and IRA RMD, Schwab Annual Notification of Electronic  Money Movement Authorizations on File and Changes to Personal Financial Situation.

To read the comprehensive investment report CLICK HERE.

Standard Disclaimer 

Disclosure: The Quarterly Investment Review of Parr Financial Solutions, Inc. (PFSI) expresses the views of the firm as of the date indicated.  Our views are subject to change without notice. Past performance is not an indication of future results. This commentary is being made available for educational purposes only.  The information should not be construed as an offering of advisory services or an offer to buy any securities. Certain information concerning economic trends and performance is based on information provided by independent third-party sources.  Parr Financial Solutions, Inc. believes these sources to be reliable, but cannot guarantee the accuracy of this information, or the assumptions on which the information is based. This publication may not be copied, reproduced, republished, or posted in whole or in part without prior written consent.